Hi. I need to admit something. I'm… I'm a millennial . My browser history may not betray this fact, but the truth is that I am living in a van down by the river. I live in poverty because I spent so much of my hard-earned salary on avocado toast and expensive cold brew. Just kidding. I don't live in a van down by the river, but I do live in a really shitty apartment in the most expensive city in the world. Despite my resistance to avocado toast, my salary doesn't really do enough for me to have…